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When it all comes together. 

Everwise member Brenda E. was told it’d be six years before she could even think about buying her own home. But she surprised everyone when she did it in two.

Powered by her drive to overcome debt and take control of her finances, Brenda focused on financial education, mindful saving, and building her credit with some help from Everwise. With confidence and hard work, she grew from struggling to becoming a proud homeowner. Here’s how she did it.

When you take control. 

In August 2021, Brenda dreamed of buying a house. But with such a low credit score, the mortgage company she approached said it’d be six years before she'd be in any position to do so.

Feeling defeated and stuck, Brenda turned to Karen M. at Everwise. Karen introduced her to Everwise's credit-building card and loan that—to her surprise—got approved.

Karen was open with Brenda that the credit-building process would take a couple years, but even so, Brenda was filled with a renewed sense of hope. She recalls, "It was a chance to develop patience and achieve financial success. Living paycheck to paycheck had been stressful, but these two more years were a valuable learning experience."

 

When it all comes together. 

When Brenda’s landlord raised her rent, she decided it was the right time to buy. Karen connected her with Ricardo S., an Everwise mortgage professional, who helped her through each step of the loan process.

With two years of timely bill and rent payments to her credit, Brenda was approved for a mortgage loan in May 2023.

This was the moment all of the hard work paid off. Brenda’s dedication along with guidance from Everwise helped her become a homeowner years earlier than she ever thought possible.

What will your moment be? 

Our Everwise members constantly inspire us to better serve them and our local communities. Like Brenda, you have the power to grow into your dreams with a financial partner who will support you along the way. Take that first step today. 

Everwise member success quote

I'm deeply grateful for Everwise's programs and the exceptional support from Karen and Ricardo. As a single mom who once felt everything was out of reach, I can confidently say, if I can do it, so can you. Keep hanging in there and stay focused!

- Brenda

Questions about becoming a member?

If you live or work in the state of Indiana or southwest Michigan, you can join Everwise. And if you've got questions, we've got answers for you. 

Routing Number 271291826